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Bad Credit Loan Lenders Not Brokers

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Step1 : Personal Information

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Step2 : Identity Verification and Employment Information

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Step3 : Banking information

Your banking information is needed to ensure that your lender sends your cash to the correct bank and that the cash gets deposited directly into your account.
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Overall Rating
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Secure Site
Ease of Use
Cost of Loan
Customer Service
 
Features
Cash Advances
Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate)* 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame (Get Cash Tomorrow) 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
 
  
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
  
Various Payment Options
 
Faxed Documents Required          
Credit Approval Required
Apply by Phone
       
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted   
    
Privacy Policy & Site Encryption
 
Loan Application Information
Monthly Take Home Pay after Taxes
NA $1,200 $1,000 $1,000 $1,000 $1,000 NA
Pay Dates
 
Valid Checking Account
18+ Years of Age
  
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender  
 
  
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time
  
 
Social Security Number
 
 
Driver's License
 
 
Citizen or Permanent Resident of the US Resident only Resident only Resident only   
    
Current Home & Work Phone Number
 
 
Valid email Address
 
 
Loan Disqualification due to Bankruptcy     
  
Help/Support
Live Help
  
    
Phone Support
    
FAQ
 
Email Address
 
 
Fax Support
      
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